Disclosure Desk Manager - Non IT Jobs

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  2+ Years
 Based on Experience
  Chennai

We have a leading client who is currently hiring for a Disclosure Desk Manager who will be responsible to monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes.

Position : Permanent
Location : Chennai
Salary : Based on Experience

Job Details:

Job Title: Disclosure Desk Manager

Location: Chennai

Experience: 2+ Years

Salary:  Best in Industry

Job Type: Full-time

Qualification: Graduate               

Mode of Interview: Face to face HR Round

Job Responsibilities:

1. Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate

2. Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign

3. Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate

4. Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes

5. Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures

6. Prepare initial Closing Disclosure, ensuring all fees are accurate and send to the borrower via e-Sign.

7. Prepare Post Consummation Closing Disclosure, ensuring all fees are accurate and that all fee variances are cured. Request and forward refund checks to a borrower with PC CD.

8. Process adverse action loans and prepare Statement of Denial on declined loans. Audit adverse loans for ECOA and HMDA compliance.

9. Additional tasks as assigned

10. Review COC for accuracy and re-disclosure requirements and send to LO/LOA/Borrower E-folder in the predefined bucket, update information into the conversation log.

Required Knowledge

1. Excellent customer service skills.

2. Excellent Communication & Email Skills

3. Knowledge of RESPA 2015 & TRID requirements

4. Basic mathematical knowledge; ability to add, subtract, divide and multiply.

5. Knowledge of personal computers and applicable software. (Microsoft Office, Point, and Excel).

Experience Required

1. US Mortgage Originations

2. Initial Disclosures or Disclosure Desk

3. Experienced in Loan Estimate and Closing Disclosure Review

4. Experienced in 2015 Itemizations

5. Thorough knowledge of TRID and RESPA LE/CD requirements

6. Working knowledge of RESPA “Change in Circumstances”, including: Valid vs. Invalid changed circumstances reasons

7. Some prior financial experience preferred

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